Your Guide to Real Estate Financing Throughout California

Refinancing Programs

Take Control of Your Finances

Refinancing is the process of obtaining a new mortgage in an effort to lower your interest rate, reduce a monthly payment, change your mortgage company, or take cash out of your home for large purchases. For borrowers with a excellent credit history, refinancing can be a good way to convert a variable rate loan to a low fixed rate, potentially saving hundreds of dollars a year.

Refinance Loan Program

Get Pre Approved for a Loan

Your Credit Score and Income history will determine your interest rate as well as loan type and amount. Lighthouse Capital Group will provide your credit scores and walk you through all of your options. With 25 years of lending experience, Lighthouse Capital Group has some of the most qualified people in the industry and some of the most competitive rates.

Loan Process

Seven Easy Steps in the Home Refinance Process

  1. Determine the purpose of your refinance
    1. Lower your payments
    2. Cash out for personal purposes
    3. Cash for home improvements/ remodeling
    4. Purchase other property
  2. Contact a good lender to discuss your options
  3. Send required loan application information
  4. Confirm the refinance meets your needs with lender
  5. Finalize your loan approval
  6. Sign your loan papers for your purpose
  7. Close the refinance transaction

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