First Time Buyer
Get Pre-Approved Before Shopping for Your New Home
Lighthouse Capital Group can help you find a trusted real estate agent partner. Whether you have someone in mind or are new in the process, we can help.
Our experienced lending associates will help you to buy a home with a minimal down payment. Some mortgage programs require as little as 3.5% down! Your down payment can be a gift from a relative or non-profit organization in some cases.
Residential Loan Program
Get Pre Approved for a Loan
Your Credit Score and Income history will determine your interest rate as well as loan type and amount. Lighthouse Capital Group will provide your credit scores and walk you through all of your options. With 25 years of lending experience, Lighthouse Capital Group has some of the most qualified people in the industry and some of the most competitive rates.
Ten Easy Steps in the Home Buying Process
- Get Pre-qualified to determine your price range
- Find a reputable Real Estate Agent to Help You
- Look at properties with your Agent that fit your needs
- Write an offer with your Agent
- Agent negotiates offer until Accepted by the seller
- Agent Opens the escrow for the purchase
- Lender Finalizes your loan approval
- Sign your loan papers for purchase
- Close the purchase transaction
- Enjoy your new home